Low HOA and NO CDD in the desirable Whisper Creek community! Spacious 5 bedroom home with a 6th bedroom/flex room (non-conforming), 3 full baths, and a private pool. As you enter you're welcomed by soaring 20 ft ceilings creating a bright open feel. The home features two dining areas, one of which could be used as a separate den or enclosed for a potential 7th bedroom if needed. The layout includes an eat-in kitchen and large living room great for entertaining. One bedroom and full bath are located downstairs, perfect for older guests or anyone who prefers to avoid stairs. Upstairs you'll find a loft that leads to a private balcony overlooking the backyard and in-ground pool. Recent updates include newer roof and A/C units, fresh interior paint and new flooring. The backyard also features a storage shed for extra storage. 2 car garage. Conveniently located near St. Vincent's Hospital, the First Coast Expressway, shopping, and dining.