Located in the sought after Twenty Mile neighborhood of Nocatee, known for its top rated schools and exceptional amenities, this beautifully upgraded home built in 2020 has 4BR/3.5BA and nearly 3,000 sq ft of open and inviting living space. The kitchen features an oversized island, custom range hood, and abundant cabinetry, flowing into the main living and dining areas, perfect for entertaining. The main level primary suite offers tray ceilings, dual walk-in closets, and a spa-like bath. Upstairs includes three bedrooms, a Jack and Jill bath, and a private ensuite with a built-in Murphy bed, ideal for guests or flexible use. A spacious loft with custom bookshelves creates a second living area. Enjoy outdoor living with a summer kitchen and retractable TV. Upgraded lighting and custom copper fixtures add warmth throughout. Seller offers rate buy down or closing cost incentive. Open concept floor plan showcases plantation shutters, designer lighting, gas fireplace, and innovative retractable TV mount. New luxury flooring and custom finishes elevate the entire home. Upstairs, three bedrooms include a private guest suite with ensuite bath, Murphy bed, and custom bookcase wallideal as home office or in-law suite. The expansive bonus room offers versatile space for media room or playroom. The covered lanai features pergola, paver patio, summer kitchen, fire pit, and retractable screen surrounded by tropical landscaping. Pool-ready backyard with professional renderings included! Oversized 3-car garage accommodates vehicles, golf cart, and storage. Enjoy Twenty Mile's resort-style amenities: pool, fitness center, tennis, pickleball, playground, and trails. Minutes to Ponte Vedra Beach, A-rated St. Johns County schools, shopping, and I-95. Club Car 6-seater golf cart included with acceptable offer!