No HOA here!! This fully updated 3 bedroom, 2 bath home offers an easy, comfortable layout with an open floor plan that feels welcoming the moment you walk in. The kitchen has been fully refreshed with white cabinets, quartz countertops, a clean tile backsplash, and stainless steel appliances, and it flows nicely into the main living space which is great for everyday living or having people over. LVP flooring runs throughout the home, and both bathrooms have been updated with a modern look. Just off the kitchen is an indoor laundry room with extra space that works well for a pantry or additional storage. Outside, you'll find a new screened, covered patio and a separate deck that's perfect for grilling or relaxing in the evenings! The backyard is fully fenced with a brand-new wood privacy fence and includes a newly installed large shed for tools, storage, or weekend projects. New roof in 2023 & HVAC in 2019. The location is central and convenient without feeling crowded. You're close to highways for easy commuting, drive to the beach, nearby hospitals, shopping at St. Johns Town Center, and a wide variety of restaurants. A solid, well-cared-for home with updates already done and space to enjoy inside and out!