ASSUMABLE 3% FHA LOAN + SELLER WILL FINANCE THE DIFFERENCE. This is the kind of financing opportunity buyers rarely find. Qualified buyers may assume the seller’s FHA mortgage with an approximate balance of $128,000 at just over 3% interest, and seller will consider holding a second mortgage on the remaining balance at 6% over 15 years. For buyers looking for an easier path to homeownership and a way to beat today’s higher interest rates, this home presents a compelling alternative to traditional financing. Built in 2018, this 3-bedroom, 2-bath home is clean, modern, and move-in ready with Hardie Plank siding, fresh interior and garage paint, luxury vinyl plank floors throughout, and an open-concept floor plan that works beautifully for everyday living and entertaining. A true two-car garage, spacious primary suite, and security system add to the appeal. With NO HOA and a location convenient to I-10, NAS Jax, Downtown Jacksonville, shopping, and dining, this home offers more than just a great layout. It offers a creative financing advantage that is hard to beat.