USDA APPROVED. Welcome to this beautifully built 3-bedroom, 2-bathroom home offering 1,569 sq ft of modern living in the heart of Palatka. Designed with comfort and quality in mind, this home features luxury vinyl plank flooring throughout, delivering a clean, cohesive look with low-maintenance durability. The upgraded kitchen is a true centerpiece, boasting 42-inch cabinets, granite countertops, and stainless steel appliances — perfect for cooking and entertaining. The bathrooms are fully upgraded with modern finishes, including dual sinks and a walk-in closet in the spacious primary suite. Every detail in this home has been thoughtfully considered, from the high-end finishes to the efficient layout. Located just minutes from the St. Johns River, Ravine Gardens State Park, and downtown Palatka, this home offers both peace and convenience. Don't miss the opportunity to own this stunning new home — schedule your showing today!