2.625% Assumable VA! Don't miss this beautiful 4-bedroom, 3-bath home in the peaceful Bainbridge Estates community! Built in 2016 with the CDD fully paid off, this home offers both comfort and value—plus, the HOA fee is only $150 per year. The owner's suite features a spacious walk-in closet and a private bath, while the fully fenced backyard backs up to a quiet wooded preserve—perfect for relaxing with no rear neighbors. Conveniently located just minutes from Rivertown Mall, Jacksonville Airport, the Pecan Park Flea Market, and I-295, your commute and weekend plans are always within easy reach. Enjoy outstanding neighborhood amenities including a resort-style pool with a kids' area, clubhouse, fitness center, tennis courts, and a playground—perfect for the whole family. Schedule your showing today!